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IDA Program

Individual Development Account

Learn More!


If you are interested in boosting your drive to save money, then an IDA is a great option for you! When you save in an IDA, your savings are matched. This means that for every dollar that you save you can receive another dollar or more!

Guidelines: An Individual Development Account, or IDA, is a special savings account for people with lower incomes. Applicants can not exceed more than 200% of the federal poverty guideline as outlined in the application to be eligible for the program. 


South Bend Heritage was recently awarded funding to administer new Individual Development Accounts. We’re excited about this opportunity to help more people building their savings. Please download and complete the application to the right. 

Mail in your completed application with documents to:

South Bend Heritage
Attn: Stephanie Ball
803 Lincolnway West 
South Bend, IN 46616

IDA Application

Please download and complete the Individual Development Account Application. Mail in the completed application and attachments.

Additional Questions

If you have additional questions please contact or 574-289-1066 ext. 1204