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South Bend Mutual Homes


Partnership for Home Ownership.


Through the Indiana Housing and Community Development Authority’s (IHCDA) LIHTC program, South Bend Mutual Homes offers a unique opportunity for those with lower incomes to live in brand new housing. These homes are located in the Lincoln Park Neighborhood, just west of downtown South Bend.

Partnership and Cooperation

The housing cooperative is owned and operated by the respective residents, with monthly costs ranging from $270 to $595 per month plus utilities. The houses were built on lots cleared as part of the city’s vacant and abandoned housing initiative, will have full basements and garages and feature two, three or four bedrooms.

IHCDA offered the credits as part of a special funding round that encouraged “innovative” development.
Bridges Out of Poverty will provide support services for residents of the new development while researchers at Indiana University Purdue University Indianapolis will study its effect on the neighborhood.

Additional funding for the project was provided by the Federal Home Loan Bank of Indianapolis in the form of a $400,000 grant and 1st Source Bank of South Bend served as the sponsor.

Construction on the homes began 2015 with a completion date of fall 2016.




We couldn’t be more thrilled to report that the all 24 families have moved into their new homes in the Lincoln Park neighborhood. January saw great coverage of the move-ins. Please take a moment to read these awesome stories by our local news stations who interviewed families moving into Mutual Homes.


Would you like to live in South Bend Mutual Homes?

  • Complete the SBMH Application.
  • If you have any questions appointments can be made with the Justus Property Management company representative from 9:00 – 1:00 on Tuesdays and Thursdays or call 574- 855-1603.